Secure financing for your new roof quickly and easily

Whether your roofing project is the result of an unexpected catastrophe or a planned undertaking, it will likely be a significant financial investment into your home. But if there’s any investment you should not take lightly, it’s the roof over your head that keeps your family safe at night.

Break your roofing project into predictable monthly payments!

Pay for your project with predictable, monthly payments without tapping into your home equity.*

Check rates in under 2 minutes

Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.

Loans typically fund in 1-5 days*

If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.

Fixed monthly payments

Personal loans found on Hearth have fixed rates and terms. You'll know your monthly payments upfront.

No prepayment penalties

You can pay off the loan early with no additional fees.

Financing For Any Project

Compare monthly payment options from multiple lenders

won’t affect credit score

* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. ** Funding can be as soon as 24 hours and takes 3-5 days on average.

How Roof Financing Works

STEP 1 : Get in touch

The first step to a beautiful new roof is to pick up the phone and give us a call. One of our roofing professionals and friendly representatives will happily walk you through your roofing options.

STEP 2: Get a free on-site inspection

We will never give you an estimate until we have seen your roof in person. For that reason, we make a point to physically inspect each roof before giving homeowners an estimate. By making an on-site inspection, we ensure you only pay for what you need. If it turns out that you don’t need roofing work, we never try to sell you unnecessary repairs. Instead, we will let you know how long your roof is likely to last without work and will see you then.

STEP 3: Written proposal and estimate

Your roofing project estimate comes with a list of all the work we plan to perform, clearly stated, so you retain full control. The written proposal and estimate will include what we’re doing and how much you will pay, nothing more.

STEP 4: Discuss financing options

The founders of our roofing company have backgrounds in financing and insurance, so we know how to help you navigate the complexities of roof financing. If you are filing an insurance claim, we can walk you through the process and work with you to pick the best value for your roofing coverage. If we can’t help, we will at least analyze your financing options to find what works for you.

STEP 5: Plan a timeline

Upon the acceptance of our proposal, we will give you an approximate guess of our work timeline. As we get to work, we do our best to adhere to that schedule as closely as possible. Keep in mind that circumstances such as weather can delay our roofing contractors, but we will keep you informed of your job status every step of the way.

The benefits of financing a roof

Homeowners typically fail to get their yearly roof inspections and subsequently fail to notice any problems that pop up. Unfortunately, waiting too long can cause serious damage on an already stressed roof. Sometimes nature has other plans and fierce winds can really cause your roof to sustain a beating. Whether you’ve set aside funds for roofing maintenance or repairs, financing can take care of new build roofs or replacements without breaking the bank.

Low monthly payments

The Residential Roofing Depot team can hook you up with a trusted lender to secure the loan for your roof with the best possible APR. Your interest rate will depend on your credit score and the overall loan amount.

For example, a $9,000 loan over 72 months with a 10% interest rate would be just $166.73 per month.

Deferred interest loans

You may be able to secure a loan that has a deferred interest period at the front of the loan, allowing you to make all the installments in that period with no prepayment penalties, saving you potentially thousands in interest.

Get approved quickly

Fortunately, applying for roof financing can be a simple process and you can do it online in just a short amount of time. The entire process can take place without even having to meet with anyone, and you can get approved instantly.

Why a roof replacement offers an attractive ROI

Homebuyers don’t want to deal with the hassle of a roof that will need repairs or replacement in the near future after purchasing a home. Failing to replace an old roof can decrease the value of your home and prevent offers from coming in. Ultimately, replacing your roof makes your home more valuable and attractive for potential buyers.

Our Customers Say It Best

They were professional. My home that I purchased had severe leaks they came over prior to booking date sealed my roof with roofing paper to prevent further exposure. I loved the photos of roof before during and after. They were reliable and used quality products. Would highly recommend if you need a new roof

I advise anyone that needs to have work done on their roof to call and let these guys do the job. Thank you John Turner for the calls and photo texts throughout the process to ensure my husband and I were satisfied...

I rarely give reviews but that is how I found this company. They are terrific to work with! I needed a new roof for my home, Trevor was a awesome point of contact from giving the estimate to keeping me updated to...

Just had our roof replaced with a new architectural shingle roof and Stronghold Roofing did an excellent job. Ben was very professional and took care of us. He made sure that all of our concerns were addressed.

I had new roof put on my home. The crew came in and installed the roof in a day. The workmanship was awesome. I would highly recommended Stronghold roofing if you’re in the market for a new roof. Brian made sure the job was completed as planned. Great customer service!

Do roofing companies offer financing?

While other roofing companies may require you to find financing options all on your own, we take our customer service a bit further. Our founders have a background in finance and can point you to one or more financing options that are perfect for your unique situation. We can even walk you through the process of financing your roof for a headache-free affair.

Is my roof covered by insurance?

Only your insurer can answer that question. Most storm damage will be covered by home and rental insurance policies, but you should check your policy coverage just to make sure.

How can I get my insurance to pay for my roof?

We can help you file a claim for your damaged roof. Our founders have experience with insurance and can walk you through the claims process, making roof repair much easier on you and your family.

Is a leaking roof covered by insurance?

The source of the leak would determine if insurance covers the damage or not. If your leak is due to a roof that merely became too old, your damage may not be covered as well as if your roof was damaged in a hurricane. Check your roof insurance policy for coverage information.

What kind of roof damage is covered by insurance?

In most cases, home insurance policies will cover roof damage caused by vandalism, fire, and storms like hurricanes and tornadoes. Check with your insurer to see if your damage is covered by your policy.

How do I claim roof damage on insurance?

We can take the burden of filing an insurance claim off your hands. Let us walk you through the process so that you can get insurance to potentially cover your roof and we can start the repairs.

Meet with Stronghold Roofing & Solar today to discuss the financing options for your roof replacement project.

Our team of experienced and knowledgeable professionals has backgrounds in finance and can help you navigate the details and complexities of securing financing.

Schedule a Risk-Free Roofing Inspection

Did you know it’s recommended that you get a roof inspected by a professional at least once per year? Our experts can spot problems like cracked tiles, blistering shingles, loose materials & debris, and soft spots on your roof. It’s essential these issues are taken care of promptly to prevent costly repairs down the road.

If it’s been a while since your last inspection – call us today!